- Jul 26, 2008
- 3,512
- 2,058
I wasn't sure where to put this, in my old crash thread, one or another insurance thread, or here in a new one.
Since it's tax time, I'll be taking along all my receipts and a sheet listing it all. Sooo, for 58 days in hospital (maybe 52-53 of those in a private room), plus all treatment, meds and ongoing rehab (both during and after discharge) followup checks, etc., from June 24th thru December 31st...
...the total came to about ¥1,115,000 (=usual 30% of total cost).
I've always carried some supplemental insurance thru work, and subtracting those payments brings it down to about ¥648,000.
Another supplemental policy (my "bike" policy) paid ¥290,000, bringing my final out-of-pocket cost for the crash to about ¥358,000. (for 2015, I'm still going to rehab and have another checkup on the 26th)
Draw your own conclusions, but in hindsight if fate had come to me that morning and said pay me 120-man or you're going to crash, that would've been a no-brainer.
Since it's tax time, I'll be taking along all my receipts and a sheet listing it all. Sooo, for 58 days in hospital (maybe 52-53 of those in a private room), plus all treatment, meds and ongoing rehab (both during and after discharge) followup checks, etc., from June 24th thru December 31st...
...the total came to about ¥1,115,000 (=usual 30% of total cost).
I've always carried some supplemental insurance thru work, and subtracting those payments brings it down to about ¥648,000.
Another supplemental policy (my "bike" policy) paid ¥290,000, bringing my final out-of-pocket cost for the crash to about ¥358,000. (for 2015, I'm still going to rehab and have another checkup on the 26th)
Draw your own conclusions, but in hindsight if fate had come to me that morning and said pay me 120-man or you're going to crash, that would've been a no-brainer.