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I went with the one you buy at 7-11. About 3400 per year. Has road service and attorney fees. I think good coverage. Got to reup this June again. The underwriter is MS & AD insurance group. One of the leaders in Japan for insurances.Search results for query: insurance
tokyocycle.com
自転車保険ならau損保のBycle【公式】義務化にも対応
auユーザー以外もOK!「自転車保険ネット申込ランキング第1位」「ネットで簡単申し込み可能」な自転車保険。保険料は月々340円~賠償責任を2億円以上補償。ロードサービス付き!www.au-sonpo.co.jp
General advice--choose something that gives you representation (tho more expensive).
Does that insurance cover races by any chance?I only know of one insurance company in Japan that covers bikes, but the premiums are so absurdly expensive you would be better off saving up the money to buy a new bike every three years.