Road Bike Insurance Recommendations
- Thread starter RoryGale
- Start date
- Jul 26, 2008
- 2,915
- 1,284
Search results for query: insurance
tokyocycle.com
自転車保険ならau損保の「Bycle（バイクル）」｜au損保
ドコモ・ソフトバンクなどauユーザー以外の方もお申込みOK！「自転車保険ネット申込ランキング第1位」！（保険市場ネット申込ランキング2020年度版）au損保の自転車保険Bycle(バイクル)なら＜月々340円～＞の保険料で自転車事故の保険金が＜2倍＞に！個人賠償責任は＜最大3億円＞さらに示談代行サービスと話題の自転車ロードサービス付きで安心！
General advice--choose something that gives you representation (tho more expensive).
adventurous cyclist
turtle speed cyclist
- May 16, 2019
- 558
- 518
I went with the one you buy at 7-11. About 3400 per year. Has road service and attorney fees. I think good coverage. Got to reup this June again. The underwriter is MS & AD insurance group. One of the leaders in Japan for insurances.Search results for query: insurance
自転車保険ならau損保の「Bycle（バイクル）」｜au損保
ドコモ・ソフトバンクなどauユーザー以外の方もお申込みOK！「自転車保険ネット申込ランキング第1位」！（保険市場ネット申込ランキング2020年度版）au損保の自転車保険Bycle(バイクル)なら＜月々340円～＞の保険料で自転車事故の保険金が＜2倍＞に！個人賠償責任は＜最大3億円＞さらに示談代行サービスと話題の自転車ロードサービス付きで安心！www.au-sonpo.co.jp
General advice--choose something that gives you representation (tho more expensive).
OreoCookie
Maximum Pace
- Dec 2, 2017
- 1,546
- 1,355
Typically every cell phone carrier has an add on bicycle insurance. I'm with Softbank, and mine costs 540 ¥ per month. It covers my wife and myself.
Just a heads up.... none of the insurance anyone has mentioned so far actually covers your bike, only liability and injury/death, but you should get it anyway.
I only know of one insurance company in Japan that covers bikes, but the premiums are so absurdly expensive you would be better off saving up the money to buy a new bike every three years.
I only know of one insurance company in Japan that covers bikes, but the premiums are so absurdly expensive you would be better off saving up the money to buy a new bike every three years.
OreoCookie
Maximum Pace
- Dec 2, 2017
- 1,546
- 1,355
Does that insurance cover races by any chance?
http://www.goodhoken.co.jp/roadrace/ It is specifically for road racing.
AFAIK none of the cycling insurance plans out there that cover injury/death, which is arguably a lot more important, cover racing.
Again, if you don't crash your bike in four and half years (according to my math), you could have bought a whole new bike. And that's assuming a total loss, which I suspect they wouldn't allow (e.g., if your front derailleur still works, it's not a total loss). Otherwise you have to consider the deductible.
Race per race, it's very expensive insurance. You'd probably be better off investing that money in ETFs... Not to mention you can usually repair frame damage for much less than the cost of a new frame.
Wiggle has some really good insurance bike plans that cover racing, but they're only good for the UK.
There are some other bike insurance plans out there that cover crash damage and/or theft, but they don't cover racing.
AFAIK none of the cycling insurance plans out there that cover injury/death, which is arguably a lot more important, cover racing.
Again, if you don't crash your bike in four and half years (according to my math), you could have bought a whole new bike. And that's assuming a total loss, which I suspect they wouldn't allow (e.g., if your front derailleur still works, it's not a total loss). Otherwise you have to consider the deductible.
Race per race, it's very expensive insurance. You'd probably be better off investing that money in ETFs... Not to mention you can usually repair frame damage for much less than the cost of a new frame.
Wiggle has some really good insurance bike plans that cover racing, but they're only good for the UK.
There are some other bike insurance plans out there that cover crash damage and/or theft, but they don't cover racing.