@Ratchet21 , I had never realized how complex were the decisions needed to ride a bike till I read all your questions. I recommend a book:
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Even better, skip the book and just ride. The thread "November 2020" awaits accounts of your adventures, great or small. Don't be shy! During these adventures, you could have been wearing jorts and a hoodie, for all anyone will care.
Absolutely! I actually ride 3x a week as exercise but so far haven't really rode anywhere really far or nice yet that is worth sharing here. Sorry, if you think my questions are getting overwhelming, because my funds are limited so I just wanted to make sure that I am not making any beginner mistake that could have been avoided or be able to make a better decision through what I learn here. That being said as I learn more stuff here I do ride too and am looking forward to ride more hopefully!